Which best reflects recognizing the need for advanced expertise in health insurance coverage and facilitating access to qualified professionals?

• A. Provide only basic budgeting tips.
• B. Recognize the need for advanced expertise in health insurance coverage regarding omissions, impediments, shortfalls, subsidies and tax credits, metrics, potential penalties, and alternative insurance providers, and facilitate client access to qualified professionals in this area.
• C. Always refer to the insurance company without consulting the client.
• D. Ignore the client's insurance concerns.

Answer: (B)